All tagged credit bureaus
Renting an apartment has so many positive benefits. The only drawback is if you’re not able to increase your credit while enjoying the many other rental perks. So contact your leasing agent or property manager today to learn more about how you can start reporting your rental payments to credit bureaus today.
Your parents can give you a lot of advice about what to do and what not to do with your finances. They can provide a lot of helpful tips and feedback. They can also set you on your way towards your first financial success.
Each trade line on your credit report can make a positive or negative affect effect on your credit score. The more positive trade lines you have on your credit report will typically increase your credit score and show stability.
Choosing to avoid credit cards shouldn’t keep you from doing the things you want to do. If you’d like to build your score without a credit card, here are some great options for you.
Yet, there are a lot of factors that go into achieving the perfect score. In fact, you could have a perfect score one day and then drop 20 points the next day. Everything needs to align perfectly in order for you to achieve that perfect score.
A credit score lets creditors know if you are good at handling money. But there are a lot of things that a credit score doesn’t tell your creditors about how you handle money.
Many millennials feel like they’ve suffered negative affects due to their score. But, just how much does a low credit score affect millennials?
How can things that don’t involve credit at all ruin your credit score? Here are 10 surprising ways you can ruin your credit score even though they have nothing to do with your credit usage.
With more than 2,600 people entering the rental market every day, rental myths are getting debunked left and right.
Whether you don’t have a credit card due to choice or you’ve been denied because you have little to no credit history, there are still ways to build your credit score during college.
Educate yourself about the ins and outs of credit scores. You can improve your credit score simply by researching what it takes to build it and then implementing what you’ve learned.
Did you know that your credit score can affect where you live and where you work? Your credit score can save you thousands or be the reason why you can’t get a loan.
The best way to improve your credit score is by being financially responsible with your money. Pay your bills on time each month, don’t hold balances from month-to-month, and keep your utilization ratio low. By following these rules, you can have financial freedom and a good credit score at the same time.
Just like treating sicknesses or raising children, building your credit score is full of old wives’ tales. Believing these tales could end up hurting your credit score instead of helping it.
If you use your credit card wisely and pay it off each month, you’d be in a better financial situation than if you used the cash-only method. The benefits of using a credit card wisely far outweigh the benefits of using the cash-only method.
Nearly one third of Americans currently have a poor credit score. And many people have no credit at all. In an economy that relies so heavily upon credit scores, it’s amazing to see such an extraordinary amount of people who aren’t taking advantage of this important financial opportunity.
Have you ever applied for a credit card or loan? If so, the lender most likely pulled up your credit score to determine which type of loan or credit card you’d qualify for. If you had bad credit or little to no credit at all, your request may have been denied.
Successful RentPlus Resident Webinar on the Basics of Credit. Great questions from the attendees! We will be holding Resident Webinars on a quarterly basis on topics relative to personal finance and credit. One of the many benefits of being a RentPlus property or a RentPlus resident.
The idea of RentPlus was born in answer to a question. The question? Well, it is likely a question that the majority of people who have paid rent have asked or at least thought about; "Why can't the rent I am paying each month, my largest expense, do something more for me than simply give me another month with a roof over my head?"